What is the scheme?
Mukhyamantri Majhi Ladki Bahin Yojana (MMLBY) is Maharashtra’s flagship women-focused DBT program that provides a predictable monthly cash transfer of ₹1,500 to eligible women. The goal is to improve economic independence, nutrition, and participation in household decisions, especially for low-income families.
Top-up feature: If a beneficiary already receives less than ₹1,500/month from another government cash scheme, MMLBY tops up the difference so her total reaches ₹1,500 (if another scheme pays ≥ ₹1,500, MMLBY doesn’t apply).
Scheme at a glance
| Department | Women & Child Development (WCD), Government of Maharashtra |
| Monthly benefit | ₹1,500 via DBT to Aadhaar-linked bank account |
| Age range | 21–65 years |
| Income cap | Family annual income ≤ ₹2,50,000 |
| Who can enroll | Married, widowed, divorced, deserted, destitute women + one unmarried woman per family |
| Application modes | Official portal, Narishakti Doot app, Offline centers |
| Launch | Approved June–July 2024; launched 17 Aug 2024 |
Eligibility & who is not eligible
Core eligibility
- Woman resident of Maharashtra, aged 21–65.
- Family income ≤ ₹2.5 lakh/year.
- Covered categories: married, widowed, divorced, deserted, destitute women + exactly one unmarried woman per family.
- Aadhaar-linked bank account is mandatory for DBT.
Common ineligibility reasons
- Presence of an income-tax payer in the family.
- Household has a regular (permanent) govt employee or pensioner (contract/outsourced/voluntary workers within the income cap can be eligible).
- Already receiving ≥ ₹1,500/month from another government cash scheme.
- Certain asset conflicts as notified (e.g., specific four-wheeler conditions). Check the latest GR/district circulars.
Eligibility vs Ineligibility (quick table)
| Eligible (Examples) | Not Eligible (Examples) |
|---|---|
| Women 21–65, Maharashtra residents | Family has an income-taxpayer / regular govt employee or pensioner* |
| Married, widowed, divorced, deserted, destitute | Drawing ≥ ₹1,500/month from another govt cash scheme |
| One unmarried woman per family | Asset/income conflicts (e.g., certain four-wheeler rules) |
| Family income ≤ ₹2.5 lakh/year | Income above cap; missing Aadhaar–bank linkage |
*Contract/outsourced/voluntary workers within the income cap are generally considered eligible; verify with the latest GR.
Documents list & accepted substitutes
Keep originals and soft copies. The portal/app will prompt for uploads and e-KYC.
| Document | Notes & accepted substitutes |
|---|---|
| Aadhaar + Bank Details | Bank account must be Aadhaar-linked for DBT. Upload passbook first page if asked. |
| Residence/Domicile (Maharashtra) | If domicile is unavailable, any one of: 15-year-old ration card, voter ID, school leaving certificate, or birth certificate. For women born outside Maharashtra but married to a Maharashtra resident, husband’s birth/school leaving certificate or domicile may be accepted. |
| Income Certificate | Family income ≤ ₹2.5 lakh. Orange/Yellow ration-card holders are often exempted from producing a separate income certificate (check latest circular). |
| Ration Card & Photo | As per GR/portal checklist. Ensure clarity and matching details across documents. |
Tip: Names, DoB and address must be consistent across Aadhaar, bank, and application.
Official timeline & launch details
- June 28, 2024: Cabinet approval/GR with core rules.
- July 3, 2024: Revised GR—age limit raised to 65; one unmarried woman per family; clarifications on documents/eligibility; application window alignment.
- Aug 14–16, 2024: Pre-launch ₹3,000 (two months) credited to verified beneficiaries to reduce launch-day load.
- Aug 17, 2024: Grand launch in Pune.
- Sept 2024: Application window extended; districts ran facilitation drives and counters.
Since launch, the beneficiary base has expanded with periodic verification drives to remove ineligible entries and recover wrongful credits where detected.
How to apply (portal, app & offline)
1) Apply online — Official Portal
Visit ladakibahin.maharashtra.gov.in. Create an account, complete e-KYC, fill in personal/family/bank details, upload documents, and submit.
2) Apply via the Narishakti Doot App
Install “Narishakti Doot” from the Google Play Store. Log in with mobile OTP, complete profile, choose the scheme, and submit your application/status checks. If the app is busy, use the portal or offline centers.
3) Apply offline — Facilitation Centers
Submit through Anganwadi workers/ICDS project offices, Setu Suvidha Kendra, Gram Panchayats/ward offices, and municipal service counters. Staff can digitize your form and documents; you’ll receive an acknowledgment number.
Step-by-step application & status check
- Register/Login on the portal or app; keep phone handy for OTP.
- e-KYC with Aadhaar; ensure details match your documents.
- Fill form with accurate personal, family, and Aadhaar-linked bank details.
- Upload documents as per checklist (see table above). Use clear scans/photos.
- Submit and note the Application/Acknowledgement No.
- Track status on the portal/app using your login.
- Once approved, watch for DBT SMS and verify credits in your bank passbook/app.
If you applied offline: you can still track status online with your registered mobile and acknowledgment number.
Installments & status
The scheme pays ₹1,500 every month to approved beneficiaries. At launch, the state pre-credited ₹3,000 (two months) to many verified accounts in mid-August 2024 to smoothen rollout. Thereafter, credits are monthly, subject to ongoing verification and list status.
Your actual installment count depends on your approval date and whether any verification flag paused payments. For accurate status, check:
- Your entry on the portal/app (Approved/Rejected/Pending).
- Your bank statement for monthly DBT entries labelled under the scheme.
Public reports across 2024–2025 show rapid scale-up, along with audits to remove ineligible names. Treat “total beneficiaries so far” numbers as snapshots that can change after verification cycles.
Verification, audits & objections
Temporary list → objections (5 days) → final list
After local verification, a temporary list is published (portal/app and local notice boards). Beneficiaries can file objections within 5 days. A Grievance Redressal Committee reviews objections before the final list is issued.
Data checks & misuse prevention
- Cross-checks with income-tax data and department databases to remove ineligible entries.
- Action against misuse (e.g., ineligible employees, duplicate/wrongful entries), including recovery as per rules.
- District/taluka monitoring committees review progress monthly to reduce exclusion errors.
Common mistakes & quick fixes
- Aadhaar–bank not linked: Visit your bank/NPCI channel to seed Aadhaar; re-check after 48–72 hours.
- Wrong income/occupation declaration: If your household includes an income-taxpayer or regular govt employee/pensioner, the application is likely ineligible; update facts before reapplying.
- Document mismatch: Names/DoB/address must match across Aadhaar, bank, and forms; fix at source and re-upload.
- Multiple unmarried applicants in one family: Only one unmarried woman can be enrolled—withdraw duplicates to avoid rejection.
- Already receiving ≥ ₹1,500/month elsewhere: Stacking similar cash benefits can disqualify you or trigger recovery.
FAQs
Who announced the scheme and when did it start?
The Government of Maharashtra approved the scheme via GRs in late June–early July 2024 and launched it on 17 August 2024.
How much will I get each month?
₹1,500 per month via DBT to your Aadhaar-linked bank account. If you already get below ₹1,500/month from another government cash scheme, the state tops it up to ₹1,500 total.
What are the age limit and income cap?
Age 21–65 years; family income ≤ ₹2.5 lakh per year, subject to other eligibility rules.
Can two unmarried sisters in one family both apply?
No. Only one unmarried woman per family can be enrolled under that category. Others may qualify under different categories if eligible.
How do I apply and track my status?
Use the official portal or the Narishakti Doot app. Offline help is available at Anganwadi/Setu/municipal centers.
Why was my application rejected?
Common reasons: income taxpayer in family, regular government employee/pensioner in household, drawing ≥ ₹1,500 from another government cash scheme, Aadhaar–bank not linked, or document mismatches.
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Official links (verify latest instructions here)
- Official Portal: ladakibahin.maharashtra.gov.in
- Narishakti Doot App (Android): Google Play store listing
- Women & Child Development (Maharashtra): womenchild.maharashtra.gov.in
- District page example: Pune District — Scheme page
Disclaimer: This guide is for public information. Always confirm the latest eligibility, documents, and deadlines on the official portal or your district WCD office.